High risk merchant account domestic and offshore in 2019. This is a popular topic as more countries open up to new products. High-risk merchant accounts are a group of financial services that allow businesses to accept card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced options in processors, plus raised fees and stricter contracts. Being considered as high-risk sounds bad. But in some scenarios, it can be your only option. We have been talking about various aspects of the …

Your employer has a ‘duty of care’ to make sure, as far as possible, your health, safety and welfare while you’re at work. They should start with a risk assessment to spot possible health and safety hazards. They have to appoint a ‘competent person’ with health and safety responsibilities usually one of the owners in smaller firms, or a member of staff trained in health and safety. Britons collectively used 1,233 ktoe (kilotonne of oil equivalent) of gas in their homes in 2017. 85% of us heat our homes with gas-powered boilers, which also heat water, and most of us …

Today’s topic is indoor and outdoor corporate outing in Mumbai. Finding the right activity for a large group of participants can be a challenge, but with the result alone can leave you speechless. A large group can transmit unimaginable energy! Here is a list of team building activities, both indoor and outdoor, which are suitable for large groups of participants and which result in a large number of people transmitting contagious energy. Street Food Festival: Summer has been full of outdoor festivals and events. How about organizing your own festival now? From burgers, to pancakes or lemonade, participants will work …

If you’ve ever felt that pang of doubt while building a product — and it’s lingered even up until its release — you’re not alone. Director of Core Product at Slack and a former Group PM at Twitter Paul Rosania has battled through uncertainty while working on hotly-disputed features like Twitter’s ranked timeline and Slack’s Threads. His best advice to diffuse doubt? Deconstruct the feature by working down a hypothesis tree (below). Establish your hypothesis at the top and list supporting beliefs that contribute to it being true below. Each branch should be an independently verifiable hypothesis, where evidence for …

If the phone is seriously damaged, get it backed up as quickly as you can, making sure all your photos and videos and important files are saved somewhere else just in case it dies completely and you can’t get it working again. If it’s already stopped functioning, then a professional repair is probably your best bet. Here are the solutions, in ascending order of professionalism. It is possible to replace a phone screen on your own. We’ll refer you to iFixit for their excellent, step-by-step guide with photos. A few key things to keep in mind here: Before you decide …

The most important step is to sanitize the water. The most popular way to do this is with chlorine or bromine based chemical, usually in a slow dissolving tablet form. There are several alternative sanitizing agents such as ozone, silver ions, copper ions, and enzymes but use these with caution since most are not effective without additional chlorine or bromine agents. Here are several advices on how to maintain your hot tub and also a recommandation if you live in Colorado. But first let’s view the hot tub choice of the month : Bullfrog Spas’ unique JetPak Therapy System lets …